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Terms of Service

Last updated: 11 July 2026

These terms govern your use of IntelliSpend (the "app"), a product of Kyron Infotech. By downloading or using the app, you agree to these terms. If you do not agree, please do not use the app.

Important: IntelliSpend is a personal money-tracking tool, not a bank and not a source of financial, tax, or investment advice. Automatic detection can be incomplete or wrong — always treat your own bank and card statements as the source of truth.

1. The service

IntelliSpend helps you track spending by detecting transactions from device notifications you permit it to read, and by letting you record and organize accounts, budgets, goals, subscriptions, and related information. Features may change, be added, or be removed over time.

2. Your account

You sign in using Google. You are responsible for keeping access to your account secure and for the activity that happens under it. You must provide accurate information and be old enough to form a binding contract in your country (and at least 13).

3. Acceptable use

4. Financial disclaimer

The information the app shows — including auto-detected transactions, balances, categories, insights, and projections — is provided for your convenience only and may be inaccurate, delayed, or incomplete. IntelliSpend does not provide financial, investment, accounting, or tax advice. You are solely responsible for your financial decisions. Always verify important figures against your official bank, card, and account statements.

5. Third-party services

The app relies on third-party services (including Google Firebase, Google AdMob and its mediation partners such as Meta Audience Network, and Microsoft Clarity). Your use of the app is also subject to those providers' terms, and we are not responsible for their services. See our Privacy Policy for how data is handled.

6. Advertising

The app may display advertising to keep it free. Where required, we request your consent for personalized ads and honor your choices. We are not responsible for the content of third-party ads.

7. Availability

We aim to keep the app working reliably but do not guarantee it will be uninterrupted or error-free. We may modify, suspend, or discontinue any part of the service at any time.

8. Disclaimer of warranties

The app is provided "as is" and "as available," without warranties of any kind, whether express or implied, including fitness for a particular purpose, accuracy, and non-infringement, to the fullest extent permitted by law.

9. Limitation of liability

To the fullest extent permitted by law, IntelliSpend and Kyron Infotech will not be liable for any indirect, incidental, special, consequential, or exemplary damages, or for any loss of data, profits, or savings, arising from your use of (or inability to use) the app.

10. Termination

You may stop using the app and delete your data at any time from within the app. We may suspend or terminate access if you violate these terms or misuse the service.

11. Governing law

These terms are governed by the laws of India, and any disputes will be subject to the courts of Ahmedabad, Gujarat, unless local law requires otherwise.

12. Changes to these terms

We may update these terms from time to time. Continued use of the app after changes take effect means you accept the revised terms.

13. Contact

Questions about these terms? Email kevalparakhiya.kp7200@gmail.com.

© 2026 IntelliSpend · Kyron Infotech. See also our Privacy Policy.